Previously Known As : Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 1
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹20.63(R) +0.01% ₹22.52(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 12.05% 8.72% 8.32% 7.16% -%
LumpSum (D) 13.05% 9.69% 9.25% 8.12% -%
SIP (R) -4.28% 8.01% 8.23% 6.94% -%
SIP (D) -3.47% 8.97% 9.18% 7.86% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.68 0.65 0.84 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.37% 0.0% -0.27% - 1.01%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Credit Risk Fund - Regular - IDCW 12.27
0.0000
0.0100%
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW 13.41
0.0000
0.0200%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 20.63
0.0000
0.0100%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 22.52
0.0000
0.0200%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Bonus 22.52
0.0000
0.0200%

Review Date: 17-01-2025

Aditya Birla Sun Life Credit Risk Fund is the top performing fund in the Credit Risk Fund category. The fund has delivered return of 12.05% in 1 year, 8.72% in 3 years and 8.32% in 5 years. The category average for the same periods is 7.85%, 9.45% and 6.82% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 2.37, VaR of 0.0, Average Drawdown of -0.27, Semi Deviation of 1.01 and Max Drawdown of -0.27. The category average for the same parameters is 7.08, -0.23, -0.51, 1.84 and -0.72 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Credit Risk Fund direct growth option would have grown to ₹11305.0 in 1 year, ₹13197.0 in 3 years and ₹15565.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Credit Risk Fund direct growth option would have grown to ₹11773.0 in 1 year, ₹41223.0 in 3 years and ₹75632.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 2.37 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.68 which shows very good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.63
0.46
0.25 | 0.63 1 | 14 Very Good
3M Return % 1.71
1.53
1.13 | 1.77 3 | 14 Very Good
6M Return % 7.06
3.86
2.47 | 7.06 1 | 14 Very Good
1Y Return % 12.05
7.85
5.93 | 12.05 1 | 14 Very Good
3Y Return % 8.72
9.45
4.91 | 39.67 3 | 13 Very Good
5Y Return % 8.32
6.82
3.14 | 10.48 2 | 13 Very Good
7Y Return % 7.16
5.25
-1.47 | 7.57 3 | 13 Very Good
1Y SIP Return % -4.28
-8.74
-10.99 | -4.28 1 | 14 Very Good
3Y SIP Return % 8.01
6.37
4.55 | 11.03 3 | 13 Very Good
5Y SIP Return % 8.23
8.07
4.96 | 23.44 3 | 13 Very Good
7Y SIP Return % 6.94
6.16
3.43 | 12.68 3 | 13 Very Good
Standard Deviation 2.37
7.08
0.91 | 70.73 10 | 13 Average
Semi Deviation 1.01
1.84
0.73 | 11.98 9 | 13 Average
Max Drawdown % -0.27
-0.72
-2.85 | -0.26 2 | 13 Very Good
VaR 1 Y % 0.00
-0.23
-1.48 | 0.00 8 | 13 Good
Average Drawdown % -0.27
-0.51
-1.08 | -0.26 2 | 13 Very Good
Sharpe Ratio 0.68
-0.23
-1.39 | 0.68 1 | 13 Very Good
Sterling Ratio 0.84
0.89
0.37 | 3.85 3 | 13 Very Good
Sortino Ratio 0.65
1.15
-0.40 | 14.66 3 | 13 Very Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.71 0.52 0.28 | 0.71 1 | 14
3M Return % 1.93 1.72 1.21 | 1.97 3 | 14
6M Return % 7.53 4.27 2.65 | 7.53 1 | 14
1Y Return % 13.05 8.69 6.29 | 13.05 1 | 14
3Y Return % 9.69 10.29 5.92 | 40.08 3 | 13
5Y Return % 9.25 7.65 3.92 | 10.80 2 | 13
7Y Return % 8.12 6.09 -1.21 | 8.32 2 | 13
1Y SIP Return % -3.47 -8.06 -10.69 | -3.47 1 | 14
3Y SIP Return % 8.97 7.21 5.56 | 11.39 3 | 13
5Y SIP Return % 9.18 8.91 5.99 | 23.82 3 | 13
7Y SIP Return % 7.86 6.96 4.18 | 12.97 3 | 13
Standard Deviation 2.37 7.08 0.91 | 70.73 10 | 13
Semi Deviation 1.01 1.84 0.73 | 11.98 9 | 13
Max Drawdown % -0.27 -0.72 -2.85 | -0.26 2 | 13
VaR 1 Y % 0.00 -0.23 -1.48 | 0.00 8 | 13
Average Drawdown % -0.27 -0.51 -1.08 | -0.26 2 | 13
Sharpe Ratio 0.68 -0.23 -1.39 | 0.68 1 | 13
Sterling Ratio 0.84 0.89 0.37 | 3.85 3 | 13
Sortino Ratio 0.65 1.15 -0.40 | 14.66 3 | 13
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10,001.00 0.02 ₹ 10,002.00
1W 0.09 ₹ 10,009.00 0.11 ₹ 10,011.00
1M 0.63 ₹ 10,063.00 0.71 ₹ 10,071.00
3M 1.71 ₹ 10,171.00 1.93 ₹ 10,193.00
6M 7.06 ₹ 10,706.00 7.53 ₹ 10,753.00
1Y 12.05 ₹ 11,205.00 13.05 ₹ 11,305.00
3Y 8.72 ₹ 12,850.00 9.69 ₹ 13,197.00
5Y 8.32 ₹ 14,912.00 9.25 ₹ 15,565.00
7Y 7.16 ₹ 16,228.00 8.12 ₹ 17,269.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -4.28 ₹ 11,719.36 -3.47 ₹ 11,772.70
3Y ₹ 36000 8.01 ₹ 40,638.13 8.97 ₹ 41,223.02
5Y ₹ 60000 8.23 ₹ 73,853.16 9.18 ₹ 75,632.34
7Y ₹ 84000 6.94 ₹ 107,553.85 7.86 ₹ 111,131.24
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Credit Risk Fund NAV Regular Growth Aditya Birla Sun Life Credit Risk Fund NAV Direct Growth
17-01-2025 20.628 22.5164
16-01-2025 20.6253 22.5129
15-01-2025 20.6074 22.4928
14-01-2025 20.5883 22.4715
13-01-2025 20.5722 22.4533
10-01-2025 20.6093 22.4923
09-01-2025 20.6024 22.4841
08-01-2025 20.5923 22.4726
07-01-2025 20.6058 22.4868
06-01-2025 20.5886 22.4675
03-01-2025 20.5763 22.4525
02-01-2025 20.5697 22.4448
01-01-2025 20.5493 22.4219
31-12-2024 20.5335 22.4041
30-12-2024 20.5186 22.3873
27-12-2024 20.4937 22.3587
26-12-2024 20.4907 22.3547
24-12-2024 20.4962 22.3597
23-12-2024 20.5122 22.3767
20-12-2024 20.4859 22.3464
19-12-2024 20.4998 22.361
18-12-2024 20.5103 22.3719
17-12-2024 20.4981 22.3581

Fund Launch Date: 30/Mar/2015
Fund Category: Credit Risk Fund
Investment Objective: The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
Fund Description: The fund, positioned in credit risk category, intends to invest in a portfolio of corporate bonds with 65% of investments in AA & below rated instruments.
Fund Benchmark: CRISIL Composite AA Short Term Bond Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.